Starting November 27, 2024, PayPal will start implementing new terms and conditions that users should be aware of, especially concerning privacy and data sharing.

The company is making a gradual shift toward leveraging user information to create personalized shopping experiences.” While this can enhance your shopping journey, it raises important questions about the security of your personal data.

Under the new terms, PayPal may disclose personal information including your product preferences, sizes, and styles to provide tailored recommendations. This may seem beneficial for creating a more customized experience, but if there’s any concern about safeguarding your personal information on PayPal, here are some steps you can take to protect yourself:

  1. Access Your Settings: Log in to your PayPal account app and click on your profile icon.
  2. Navigate to Data & Privacy: From the set- tings menu, select the “Data & Privacy” option.
  3. Manage Personalized Shopping: Find the section labeled “Personalized Shopping.”
  4. Toggle Off Personalization: Switch the toggle off to secure your data.

By taking this action, PayPal assures users that they will only disclose your personal information as necessary to complete transactions you initiate. This means your data will not be shared with partners and merchants for the purpose of creating personalized shopping experiences.

Additional Steps to Enhance Your Privacy

In addition to managing your personalized shopping settings, consider these extra steps
to further protect your information on PayPal:

  • Review Privacy Settings Regularly: Make it a habit to check your privacy settings periodically to ensure they align with your preferences.
  • Monitor Transactions: Keep an eye on your account activity for any unauthorized transactions and report them immediately.
  • Use Strong Passwords: Create strong, unique passwords for your PayPal account and consider enabling two-factor authentication for an added layer of security.
  • Limit Connected Apps: Review any third-party applications linked to your PayPal account and disconnect those that you no longer use or trust.

While PayPal’s shift towards personalized shopping experiences could enhance convenience, it’s essential to stay vigilant about your privacy. By understanding the new terms and taking proactive steps to manage your data, you can enjoy the benefits of PayPal while maintaining control over your personal information. Visit https://www.paypal.com/us/legalhub/upcoming-policies-full  to find more information. Make sure to stay informed and adjust your settings to fit your privacy preferences!

Thanks to our colleague, Caitlyn, of CSUinc.com  in Virginia for this article.

ne